Team Members

Randy Cullen Branch Manager
  NMLS #326128

Randy joined Kate in the mortgage business in March of 1993 as a wholesale account representative for the branch. With a background in accounting and computer science, Randy quickly moved to assisting Kate with the daily operations of her branch office.

In 1998, Randy became a full partner in the Branch Operation and today shares senior partnership responsibilities for the branch and also their mortgage practice. As a team, we’ve successfully helped thousands of borrowers navigate the construction loan process and Randy’s detail background has been an instrumental part of that success.

In the spirit of giving back, Randy has served as Co-Chair of the Governor’s Emerging Market Homeownership Initiative. The Emerging Markets Homeownership Initiative (EMHI) is a collaborative partnership to close the homeownership gap that exists among Minnesota’s growing emerging market communities.

Kate Wilson Marketing Manager
  NMLS #240581

Kate has been active in the mortgage industry for over 30 years. She served on the Board of Directors of the Mortgage Bankers’ Association and is a Past President of the Mortgage Association of Minnesota. She also spent 7 years as a business coach with Building Champions, Inc. where she coached some of the top producing loan originators and managers in the country.

No stranger to blueprints and sworn construction statements, she’s pulled down lots of lathe and plaster while assisting her husband in remodeling or renovating over 30 homes; many over 100 years old.

Kate is a huge advocate for affordable housing and The Mortgage Bankers’ Association of America recognized her for her work in this area. The Kate Wilson Mortgage Team has been the recipient of numerous awards from the State of Minnesota for their top leadership in affordable and sustainable home ownership.

Kim Motzko Branch Processing Supervisor, Licensed
  NMLS #1221988

Kim joined the team back in 1991 and her acquired skill set over the past 25 years makes her the go to person by every person in the branch when navigating investor guidelines, regulatory requirements and just about any of the thousands of details required to take a file successfully from open to the closing table. She processes loans for the team and helps to supervise and train other team members.

When she isn’t working, she enjoys time away at the family “farm” up north, camping and spending time with her sweetheart Dick and her 3 “kids, Skippy, Peanut, and Tucker.


Andrea Rodriguez Branch Executive Assistant, Licensed
  NMLS #1079327

Andrea joined the team in 2010.  Kate met her when she was actively working as a Licensed Realtor.  Her amazing organizational skills and attention to detail have made her a great asset to the team.  She completed licensing requirements for the mortgage industry and is now a licensed loan originator.

When she isn’t working at the office, she’s off volunteering to serve her community with her husband Marco.  Bi-lingual in English and Spanish she serves as the community liaison for her church and helps with numerous benefits each year.  She has two beautiful children and enjoys spending time off with friends and family.