Archive for March, 2016

March 25th, 2016


We want to wish everyone a wonderful Easter weekend! Take time out to relax and share the holiday with family and friends.

May your baskets be overflowing!!

 Happy Easter from
The Kate Wilson Team at Fairway Independent Mortgage

Remodelers Showcase accompanies the last weekend of the Spring Parade of Homes

March 18th, 2016


Spring officially begins Sunday, March 20th, 2016 and the Parade of Homes Remodelers Showcase is happening now.

Every spring and fall during the Parade of Homes, the last three days include the Remodelers Showcase. This spring those dates are March 18th, 19th and 20th. This gives you access to existing homes that have been transformed with beautiful finishes, smart technology, and family friendly design features. You will view the before pictures as you walk through the spaces that have been transformed.  Imagine what this will mean for you and your family. You can see first-hand how master craftsmen and women have created function where none previously existed, how color and finish can create inviting living spaces, and how technology can be integrated for security and comfort. All part of making your home better!

When you make the decision to improve your current home, you will need to talk through the scope of your project with a firm that offers design, build, and remodeling services. Check out our list of preferred partners on our website to get started. We will be happy to recommend someone to fit your specific needs. The options for construction financing include a construction loan/end loan combination; or for less major work, the Fannie Renovation loan, or FHA 203K and 203KS products. The key to financing any home, especially when it comes to building a new one or financing a home renovation project is to work with professionals who are knowledgeable and experienced in structuring these types of transactions. Construction and renovation financing is one of our specialties, so keep us at the top of your to-do list!

The Kate Wilson Team, Powered by Fairway Independent Mortgage Corporation, will be glad to walk you through the process step-by-step. For information on Financing Your Rehab/Remodel and How Construction Loans Work, check out our website at . You can contact us through our website, email, or call Randy at 952-851-8962. Construction financing is readily available, and as simple as 1.2.3!

The Remodelers Showcase of homes is open from 1:00pm-7:00pm on Friday, March 18th, and from noon-6:00pm Saturday, March 19th and Sunday, March 20th. Visit or grab a Remodelers Showcase Guidebook from your local Holiday Station store. We look forward to seeing you out there!     – Randy Cullen NMLS #326128





Provide your clients with everything they need for a simple, rewarding home loan experience – by Barb Crea

March 4th, 2016

sales houseTemperatures are on the rise and so is the housing market! With the Parade of Homes in full swing, our spring weather is making it easy for folks to get out and tour the beautiful model homes. Builders have done a fabulous job adding to the housing inventory with over 450 new homes available in this year’s Parade and new building permits being pulled every day. The Parade runs thru March 20th and many of the actual models are for sale – so get your buyers out there before this inventory is sold.

According to Jonathan Smoke, the chief economist at, “All indicators point to this spring being the busiest since 2006.”  Buyers are coming out in droves! It’s important for the housing inventory to grow robustly to satisfy these buyers, and new construction will help. The number of boomerang buyers entering the market is growing every day, with 300,000 expected to buy a home in 2016. Those numbers go up to 500,000 in 2017, and 400,000 in 2018 The cloud has cleared over their credit worthiness and they’re back in the market. Another group of buyers are moving out of their parents’ homes and causing a dramatic increase in household numbers. It’s our job to help these people buy homes, rather than ending up signing a lease. With rents continuing to increase, people need to be paying their mortgage and building equity, rather than paying their landlord’s mortgage. People want to own their own home, and new construction offers additional options for your buyers.

Many buyers are uneducated about the actual mortgage process. It’s important to make sure they are dealing with mortgage professionals who know how to close the deal, and how to close it right! The best real estate agents in the country align themselves with the best mortgage professionals in the country – that’s the only way they can guarantee that every family will feel confident when buying or selling a house and become a raving fan. Those referrals and repeat clients are critical!

Top 5 Realtor Advantages of Working with Fairway Independent Mortgage Corporation

  1. National Strength with Hometown Service
    Licensed in 49 states, Fairway is one of the largest mortgage lenders in the country; however, we meet with many of our clients in person AND attend the majority of closings. Application options include – in person, over the phone, or online.
  1. Underwriting Turn Times
    With more than 75 underwriters on staff, we offer some of the fastest turn times in the industry.
  1. Early Delivery of Closing Documents & Loan Funds
    Our Closing Department is committed to consistently providing early delivery of closing documents and loan funds. Our goal is to close on time and have funds at the title company at least 24 hours in advance of the closing.
  1. Extensive Products & Rates
    Fairway offers competitive rates along with continuously add cutting-edge products to ensure our customers have the best options to fit their needs.
  1. Commitment to Building Business
    We believe in the power of strategic business relationships. Give us the opportunity to show you the tools Fairway has in place to assist Realtors with qualifying and capturing borrowers, joint marketing, and client retention.

You can trust the Kate Wilson Team at Fairway Independent Mortgage to provide your clients with everything they need for a simple, rewarding home loan experience. Contact us at or (952) 853-0222. We ARE … More Than Just a Mortgage™     -Barb Crea, NMLS 310389