Archive for December, 2012

Today is the shortest day of the year in Minnesota.

December 26th, 2012
Facebooktwittergoogle_plusredditpinterestlinkedinmail

Today is the shortest day of the year in Minnesota.  There are 8 hours 46 minutes and 9 seconds of day light. During winter, I have to fight my internal circadian clock which responds  strongly to the lack of daylight.  If you add a little falling snow and a comfortable love seat in front of the fire to the short days, I’m napping in no time.   

Maybe that’s as it should be. 

Mahatma Ghandi said, “There is more to life than increasing its speed.”

We’re off to the cabin today, sans cell phones, Internet connections, and email to spend the week with our kids and grandkids, goofing off.  The thought of disconnecting from the rest of the world while on vacation seems to me normal; as it should be.   

 Call me out of touch but I think there is an ancient and fundamental rhythm to our lives and that there may be a price to pay for the constantly tuned in and turned on lives we’re leading today.  

Yesterday, I got an email reply from a young man whose out of office reply said he was totally unavailable.  Go figure.  I know my daughter and granddaughter sleep very close to their IPhones and would probably go into dilerium tremens if someone took them away for a day.  They don’t have a personal  “off” button and would also have found it very difficult to resist the urge to reply.  Read the rest of this entry »

I don’t know about you, but we are finishing really strong this year.

December 17th, 2012
Facebooktwittergoogle_plusredditpinterestlinkedinmail

It’s been an amazingly busy year.  It feels as though we turned the corner going about 105MPH and the accelerator stuck.   In coaching sessions this week, nearly everyone was grateful for the business but looking for a way to get a little more life in along the way.

2013 for us is well under way and it doesn’t look like there is a slow down in sight. 

We already have closings lined up all of the way through April and it isn’t even Christmas yet! Read the rest of this entry »

Any day now. Right? I’m getting a little ‘edgy’ about the cliff.

December 11th, 2012
Facebooktwittergoogle_plusredditpinterestlinkedinmail

Most of the people I come in contact with on a day to day basis are pretty conservative with their money.  They don’t want to live on the edge.  They do not view credit lines or cards as an extension of their income, rarely charging something unless they can pay the balance in full when the statement comes due. There is a clear understanding on household budget items between ‘Need and Want’.  There don’t seem to be any real demographic qualifiers for this mindset such as age group or income tax bracket but rather the deeply held conviction to be self sufficient and wise.  Read the rest of this entry »

This is just not your Grandmother’s Minnesota anymore

December 3rd, 2012
Facebooktwittergoogle_plusredditpinterestlinkedinmail

As a kid growing up here in Minnesota, it was fairly predictable that we’d have snow by Thanksgiving.  You remember the song, “Over the river and through the woods to Grandmother’s house we go.  The horse knows the way to carry the sleigh through the white and drifting snow….”  No snow this year and according to Paul Douglas, we could see 50’s the first week of December.  Global warming and drought appears to be adding an additional month to the the real estate selling season in Minnesota.  I came back from a few days off over Thanksgiving to an absolute flood of “Black Friday” applications from buyers anxious to be pre-approved to purchase a new home yet this year.   According to the Minneapolis Association of Realtors market activity report, the median price of a house in our market area increased 14.8% in October compared to one year ago.  There’s little doubt in my mind that, with activity like this, the deeply discounted housing sale will soon be over.  Little by little, the equity in our homes returns! Read the rest of this entry »